Going Way Beyond Short Term Planning

My husband and I sit down and talk regularly about our investments and the state of our finances. Periodically, we also revisit our legal documents, as our estate planning devices are in place. When we had all these on the works, we also took into consideration funeral costs.

Yes, when you’re in the process of getting the documents laid out, you can’t help but feel morbid. But we embraced it objectively and all we wanted was to get done with it for peace of mind and protection. The last thing that we want to happen should the inevitable comes, is for our loved ones to have to go through probate and worse, for them to worry about the things that could have been taken cared of by us.

I believe in short term planning, as much as I believe in planning for the long term. Being responsible means that you are responsible not only for yourself but also for the people and the chosen charities that you care about.


Izalco Restaurante (I)

Two Saturdays ago, we took my sister’s family out to dinner at an El Salvadorean Restaurant in Queens. My husband, who is always on the prowl for restaurants offering authentic cuisine from  different continent, is willing to try anything. He is a foodie, and if someone like him gets the chance to have a taste of something new, he is one not to pass up. Of course, before we invited them to this place, we had to try the food first last year.

El Salvador, by the way is the smallest country in Central America and in their cuisine the notable dishes are: pupusa (thick handmade corn tortilla stuffed with one or all of the following:cheese, chicharron and or refried beans) and chicken and paella as well as yuca frita.

At Izalco Restaurante, we were warmly welcomed by the owner of the resto. I noticed the ‘homey’ interior decor. It’s a very cozy restaurant replete of decors reminiscent of the country itself. It’s as if you are in El Salvador, really.  Take a peek:

Next post: The food.


Switching Is Inevitable

We’ve kept the same auto insurance provider for a long time. In spite of that, we still continue to get auto insurance quote from different companies. More often than not, it’s laziness and procrastination that hinder us from switching. Why? Because, it’s always the last minute when I sit down to carefully review the offers and before I know it, we’re out of time, and the new policy is in effect.

I wouldn’t want to switch in the middle of a policy term, or is it even possible? Basing on the offers, I think that there are more affordable premiums out there and in as much as I hate the idea of switching, it may happen by September when we’re supposed to renew our auto insurance policy. The savings presented are tempting and who would want to pass that up?

It’s taken me this long to realize it, but hey, at least I’m finally seeing the facts. It’s time to switch!


Online Surfing And Shopping

Being a self-confessed reluctant online shopper, I can’t deny the fact that I browse online shopping sites to obtain basic and comparative information.

Why not, it’s free and it empowers me to make an informed buying decision. However, there’s a couple of downside to my frequent online surfing. Instead of curbing my desire to shop, I’m fueled to keep shopping and it brings me to online sites that I never knew exists, one of which is MensBlogTalk.com (tackling vigrx plus, among others).

I’m not an impulse shopper, though. I don’t hoard. Whenever I shop, I carefully pick what I need and want and buy responsibly. I don’t ever buy things that I can’t afford. Or should I say, I don’t buy anything that my husband can’t afford. As you know, I’m a stay at home wife, and I don’t bring home the bacon. That is the reason why  I’m a responsible shopper and a good money manager. I’m married to a Wall Street man, so I’d better be.


My Man And His View On Hair Loss

As early as now, I can say, and that is with certainty that I will never expect my husband to make me search for the best hair loss treatment for men.

Years ago, when the subject of hair loss was brought up, he was very confident that should the time comes when his hair will start to shed, instead of fighting it, he said that he will be brave enough to just shave all his hair off. According to him, he does not see the point of fighting the course of nature. I agree!

Nevertheless, I don’t blame the many men out there who go for hair loss treatment. If one is facing premature hair loss, it is certainly understandable. The science is there, why not take advantage of it?


Elusive Eye Cream

For the past three nights, I didn’t get a good shut eye. I was tossing and turning, as it was a tad warm and the central air was not yet turned on. I can imagine the damage on my under-eye area if this continued, which would likely lead me to browse and read through the reviews of eye creams at besteyecreams.org.

If you follow me also on my other blog, I assume that you, at some point caught my blog posts about my continuous search for an eye cream that can best address my needs.

To this day, my search continues. Will I ever find the right one? I don’t know. Or should I re-phrase my question to: “Is there really an eye cream that delivers?”

Your answer is as good as mine.


The Conventional Shopper

As I have written in the past, I’m a reluctant online shopper. The allure of brick and mortar shopping with all the other shoppers milling around and of course, the attractive pop displays, are magnets to me.

As crazy as it may sound, the immediate satisfaction that I feel and bringing home what I want after hours of combing through different stores and tons of merchandise gives me a certain kind of ‘high’ which I normally don’t get out of online shopping.

Am I the only one in this boat?

I assume, that not many of you share the same feeling. After all, online shopping is more convenient and fast. Am I missing a lot?


Countdown

As June is about to unfold, in our small family, this is synonymous to celebration yet I’m also sad. The 28th will mark our 10th wedding anniversary, and while it is marked on our calendar as a joyous day, eight days before that will be Father’s Day which is the second Father’s Day since my father passed away.

Planning for the big day and searching for Father’s day gifts has never been the same since. I still have the task on hand to make this day special for the other fathers in my life, and I know that life goes on, but I simply can’t deny the fact that when this day comes around, I feel the pinch.

Have you given a thought what you’re going to give your father this Father’s Day ?

And for our anniversary,  I’m hoping that it will be one special celebration. We’re hitting a nice whole number. It seems like it was only yesterday when we got married. Time sure flies fast when you’re having fun. And yes, we are. After the initial adjustment period, which was rather brief, life has been blissful. Indeed, I can never ask for more.


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