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Caught Just In Time — 20 Comments

  1. I had a similar incident happen to me many years back. The card company billed me several thousand pesos for items I never bought. Tires, car stereos and services. I quickly pointed out that I never use my card for such things. The services alone ran to P84,000. I asked them to check my records to see my pattern of use. I also told them that I never have my car serviced by anybody else but the dealer.

    They apologized and removed the items from my bill. I never use my card unless I need to. I always pay in cash to keep things in check.

    Joels last blog post..Close Call

  2. That is indeed a big concern thank goodness they called you and it was taken care of so quickly. I don’t use credit cards any more, but that doesn’t mean someone couldn’t steal my identity and open some up in my name so we are always careful to shred everything.

    Judes last blog post..Should Cigarette Smokers Have Any Rights?

  3. Scary. A friend had to go through the whole process of restoring her good credit standing after her identity was stolen. She said it’s a pain in the neck…

    Good thing you’re alerted right away.

    What a day you had.

    Tukss last blog post..April Fool’s Day…

  4. WOW
    IT WAS LIKE READING JAMESHADLEY CHASE NOVEL
    I FELT A SPIDER CREEP MY SHOULDER AWFUL
    I DONTKNOW HOW U TAKE IT THAT COOL
    ANYWAY WHAT ENDS WELL IS GOOD ONLY
    PEPUP

  5. We have had this sort of thing happen from time to time. The first clue is usually the fact that the items were purchased out of Latvia or some other equally improbable place. The credit card companies we deal with seem to be really on top of things. A far cry from how it used to be.

  6. yay! we’ve been through that. the funny thing was, the transactions were done in europe. it was indeed unbelievable. buti nalang, everything was taken cared of by our bank. i agree, it’s best to use cash talaga! 🙂

    recels last blog post..In Love, I Got Lucky!

  7. @ Martin

    yes, it was indeed. no matter how infrequent the card is used, the thief still found his way into the details of the account.

  8. @ Joel

    cash is king. but here in the US, where your credit score is directly tied up to your whole persona, you have to use your credit card once in a blue moon to keep the account active. otherwise, if the card is unused for a long period of time,the bank/credit card issuer will close down the account. that is to prevent fraudulent use by third party.

  9. @ Earth Day

    yes, you are so right and cash is best but, in a credit driven society like here in the US, you have to have your credit card active and use it once in a while to keep your credit history. otherwise, the issuer of the card will close the account for your protection preventing unauthorized use.

  10. @ recel

    yes, cash is king, kaya lang, we have to use them minsan. as you know, the US is a credit driven society, ang credit score/history nakakabit sa ‘yo lagi.

    the banks close accounts that remain inactive for long periods, that is, to prevent unauthorized use.

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